About Rick

I work with people who want to understand their retirement decisions clearly and feel comfortable talking them through. That focus has been shaped by my own background and by years of seeing where uncertainty tends to surface for clients.

My approach to retirement planning emphasizes pacing, clear explanations, and practical understanding. I focus on helping clients see how decisions relate to one another, rather than treating each choice in isolation.

People often come to me when they feel confident they’ve done the reading, but less certain that they’re interpreting things correctly. In those moments, the work is about organizing information, talking through tradeoffs, and building confidence at a pace that feels manageable.

If you’d like to understand how that approach works in practice, learn how I work with clients.

Much of my work centers on federal employees approaching retirement. I also work with individuals and families navigating complex retirement decisions who value clear explanations and a thoughtful process.

In both cases, the goal is the same: to help people understand their options well enough to make decisions they’re comfortable living with.

If you’re deciding whether guidance would be useful in your situation, read about when it makes sense to get help.

My wife, Patsy, and I have two daughters and four grandchildren here in Nebraska, where we were born and raised. Family is a central part of our lives, and time together is something we value deeply. That sense of commitment carries into other parts of my life as well.

Outside of work, we spend as much time as we can at racing events. Racing has been part of my life for many years. I have a long-standing love for dirt track Late Models, along with NASCAR, Sprint cars, Modifieds, and Stock Cars. We also enjoy camping and traveling by RV, often combining the passions by making a racetrack our RV destination. As a former stock car racer, I learned that success doesn’t happen by accident. It takes preparation, thoughtful decisions, and the right support. I’ve never won a race that I didn’t plan and prepare for. That perspective has stayed with me long after I stepped out of the driver’s seat.

Today, I bring that same mindset to retirement planning. I help clients prepare carefully, think through their options, and make informed decisions about investments, retirement income, and Social Security.

If we’ve talked racing before and you’d like to hear more about how my experience has shaped my strategies for retirement planning, I’m always happy to connect.

I am licensed in multiple states and can obtain additional licenses as needed, which allows me to work with clients across the U.S.